IVF Costs and Fertility Treatment Fees
View IVF costs, fertility treatment fees, estimated out-of-pocket costs and medicare rebate guidance.
Our Mission
Our mission here at Thrive Fertility is to make IVF more accessible to those who need it.
A big part of achieving that is being able to reduce the cost of fertility treatment as much as we can, without compromising on the quality of care that we offer to our patients and their families.
As part of our commitment to affordable IVF, we take a straightforward, transparent approach to pricing. With us, there are no hidden costs. We strive to be clear and upfront about our fees right from the beginning. You’ll know exactly what to expect from each stage of your journey with us.
Fee Structure
At Thrive Fertility, we are committed to providing affordable, accessible and advanced fertility treatment.
Our fee structure is transparent so that you can make cost-clever decisions to access fertility treatment. Our Patient Services team will take the time to explain all treatment costs to you, ensure that you meet the requirements for fertility treatment and receive any Medicare rebates that you are entitled to.
All surgical procedures are performed within the Northern Private Hospital’s (Ramsay Health) modern operating theatres, located on Level 1 of our building.
Our purpose-built, state-of-the-art clinic uses the Embryoscope time-lapse system, RI Witness and Embryoglue as standard for all ART treatment cycles, at no additional cost.
| Treatment cycle | Upfront cost before applicable rebates are applied | Estimated out of pocket costs |
|---|---|---|
| Standard IVF cycle | $3,380.00 | $2,862.55 |
| IVF + ICSI cycle | $4,360.00 | $3,417.25 |
| Frozen embryo transfer cycle | $1,885.26 | $1,686.01 |
| IUI | $1,880.00 | $1,247.00 |
| Ovulation Induction | $400.00 | $400.00 |
| Elective egg freeze | $2,520.00 | $2,520.00 |
| Medicare eligible egg freeze | $2,185.30 | $1,780.95 |
| Initial Embryo cryopreservation | $600.00 | $600.00 |
| Initial Oocyte cryopreservation | $600-$800 | $600-$800 |
| Initial Sperm cryopreservation | $400.00 | $400.00 |
| Ongoing cryopreservation | $50 per month | $50 per month |
*Additional costs will apply for day surgery, anaesthetic services and cycle medications.
*Costs are valid from 1st July 2026 and are an estimate only.
At Thrive Fertility you will need to pay for out-of-pocket expenses at different stages of the treatment process. You will need to pay for planning & management at the start of treatment; while egg retrieval and embryo transfer fees are due 2 days before the procedure. Once the cycle is completed, a receipt is sent to Medicare, so the appropriate rebate can be processed. The full cost of the treatment cycle less the Medicare rebate represents your final ‘out-of-pocket’ cost. You will need to ensure that your bank account details are registered with Medicare in order for your rebate to be deposited into your nominated bank account.
You will require medication during your fertility treatment cycle. All medications must be dispensed by a pharmacist and collected from the pharmacy directly.
If you are eligible for a Medicare rebate for your treatment cycle, you will have to pay a co-payment of approximately $40 per prescription. Typically, 4–5 prescriptions are required for an IVF/ICSI treatment cycle and 0–2 prescriptions for a frozen embryo transfer cycle (so total medication cost is usually $200-$400). However, if you require additional medications, these may not be covered by Medicare.
For those patients paying for their treatment privately, all medications will need to be paid for in full. The pharmacy will inform you of the amount you need to pay per prescription.
All surgical procedures (e.g. egg collection, testicular biopsy for sperm extraction) are performed on-site at the Northern Private Hospital (Ramsay Health). Surgical procedures require an anaesthetic and, therefore, an anaesthetist. Your day admission fees are not covered by Medicare.
If you have private health insurance, your insurer may cover the day admission and anaesthetist fees. We recommend contacting your insurer prior to commencing fertility treatment to enquire about your level of cover.
The codes applicable for these procedures are:
- Egg collection – Item 13212
- Testicular biopsy for sperm extraction – Item 37605
If you do not have private health insurance, you will need to pay the full fee for your hospital admission. You may be eligible for a Medicare rebate for anaesthetic services.
Medicare provides assistance to Australian residents undergoing fertility treatment.
To receive a rebate from Medicare for fertility treatment, you are required to have a valid referral for the duration of your treatment cycle. We recommend obtaining a referral from your GP, as these referrals are valid for 12 months. Specialist referrals are only valid for a 3-month duration.